Car insurance for your rented car in dubai

Car insurance is not something to look at lightly and car rental companies know that! That is why they do the best they can to protect you.

In the Emirates, the law requires rental companies to provide third party liability insurance inclusive of the rental price, however, there are certain optional insurances that you can get on top of that:

• Loss Damage Waiver (LDW) – you will be covered if the car is damaged or stolen;
• Personal Effects Cover – you will be covered in case of theft of your belongings from the rental car;
• Personal Accident Insurance – you will be covered for medical costs in case there’s an accident.

In most cases, car rental providers would offer you several insurance options during the rental process. Also, some banks offer rental car insurances abroad options; it might come with your credit card free of charge, which is a common practice in the USA for instance. Check in with your bank – maybe they have it, you will save quite a bit of money this way!

IMPORTANT: If you are thinking about going off road and doing some dune bashing, you should get in touch with your car rental company to see if they will offer insurance for that or if it’s even allowed. Some of them do not allow you to go off roading in their rental cars and it is better to know this before hand! Make sure you double check your insurance excess to avoid any unpleasant surprises.

IMPORTANT 2: It is advisable to not go by yourself; it’s better to always go in a group of two cars or more. Driving in the dunes requires certain skills and it is definitely not for newbies at off roading!

PRO TIP: In case of an accident, you can always dial 112 or 999 from your mobile phone.