When renting a car in the UAE, understanding car insurance policies is essential to avoid unexpected costs. Rental cars come with basic insurance, but you may need additional coverage depending on your needs. Knowing the types of insurance, coverage limits, and exclusions can help you make an informed decision..
What Are the Inclusions on Vehicles Given for Rent in the UAE?
When renting a car in the UAE, it is essential to understand what is included in your rental package to avoid unexpected charges. Rental companies offer various standard inclusions and optional add-ons, depending on the rental duration and vehicle type.
1. Standard Inclusions in Car Rentals
โ๏ธ Basic Insurance (Third-Party Liability - TPL)
- Covers damage caused to other vehicles or property in case of an accident.
- Required by UAE law and included in all rental cars.
- Does not cover damage to the rental car.
๐ก Tip โ If you want full protection, consider upgrading to comprehensive insurance or a collision damage waiver (CDW).
โ๏ธ Free Mileage Limit
- Most rentals come with daily, weekly, or monthly mileage caps.
- Exceeding the mileage limit results in extra charges per kilometer.
- Some companies offer unlimited mileage plans for long-term rentals.
๐ก Tip โ Check the mileage allowance before renting to avoid additional fees.
โ๏ธ 24 by 7 Roadside Assistance
- Most rental companies provide round-the-clock support for breakdowns.
- Covers flat tires, battery issues, and emergency towing.
๐ก Tip โ Always ask for the emergency contact number when renting your car.
โ๏ธ Salik (Toll) Tag
- Every rental car comes with a Salik tag for automatic toll payments.
- The rental company will deduct toll charges from your security deposit.
๐ก Tip โ Each Salik crossing costs AED 4, and some rental companies charge a small admin fee for toll processing.
โ๏ธ Regular Maintenance and Servicing
- Rental companies ensure vehicles are well-maintained with periodic servicing.
- Includes oil changes, brake checks, and engine inspections.
๐ก Tip โ If a rental car has a service warning light, report it immediately to avoid charges.
โ๏ธ Replacement Vehicle in Case of Major Breakdown
- If the rented vehicle experiences a mechanical failure, the company provides a replacement.
- Replacement may not be available if the car breaks down due to driver negligence.
๐ก Tip โ Ensure your rental agreement covers vehicle replacement before signing.
โ๏ธ Basic Car Accessories
- Most rental cars come with:
โ๏ธ Air conditioning and climate control
โ๏ธ USB and Bluetooth connectivity
โ๏ธ Power windows and mirrors
โ๏ธ Rear parking sensors
๐ก Tip โ Some luxury rentals include GPS navigation and advanced parking assist features.
2. Optional Add-Ons and Extras
๐ Comprehensive Insurance / Collision Damage Waiver (CDW)
- Covers accidental damage to the rental car.
- Reduces the amount you have to pay in case of an accident.
๐ก Recommended for tourists or those driving long distances.
๐ผ Child Safety Seat
- Mandatory for children under 4 years old in the UAE.
- Rental companies charge an extra AED 20 โ AED 50 per day for baby seats.
๐ก Tip โ Book child seats in advance, as availability may be limited.
๐ GPS Navigation System
- Available as an add-on for AED 15 โ AED 40 per day.
- Useful for tourists unfamiliar with UAE roads.
๐ก Tip โ If you have a smartphone, Google Maps or Waze can be a free alternative.
๐๏ธ Off-Road Insurance for 4x4 Vehicles
- Required if you plan to drive in the desert or mountainous areas.
- Costs AED 50 โ AED 200 per day, depending on the car type.
๐ก Tip โ Off-road driving without insurance violates rental agreements and can lead to hefty penalties.
๐ Additional Driver
- Some rentals allow one extra driver for free, while others charge AED 20 โ AED 50 per day.
๐ก Tip โ The extra driver must meet UAE age and license requirements.
๐งผ Car Delivery and Pickup Service
- Some companies offer free delivery and pickup within city limits.
- Charges apply for airport deliveries or long-distance locations.
๐ก Tip โ Confirm delivery fees before booking to avoid unexpected costs.
3. What is Not Included in UAE Car Rentals?
๐ซ Traffic Fines and Violations โ The renter is responsible for any speeding tickets, Salik tolls, and parking fines.
๐ซ Fuel Costs โ Rental cars are provided with a fixed fuel level; returning the car with less fuel may result in refueling charges.
๐ซ Off-Road Damage โ Standard rental insurance does not cover desert or mountain driving unless off-road insurance is purchased.
๐ซ Car Wash Fees โ Some companies charge cleaning fees if the car is returned excessively dirty.
Final Thoughts
๐ Renting a car in the UAE comes with several inclusions, such as basic insurance, roadside assistance, and toll tags.
โ๏ธ If you want extra protection, consider adding comprehensive insurance, GPS, or off-road coverage.
โ๏ธ Always check mileage limits, security deposit policies, and fuel rules before renting.
By understanding what is included in your car rental, you can avoid hidden fees and enjoy a stress-free experience on UAE roads.
๐ Planning to rent a car? Know your inclusions and drive with confidence! ๐
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